1. Heat 1 tablespoon of olive oil in a skillet over medium heat.
2. Add the bell peppers, corn, and black beans. Cook for 5 minutes.
3. Stir in the cumin, chili powder, salt, and pepper. Cook for another 2 minutes.
4. Remove the mixture from the skillet and set aside.
5. Wipe the skillet clean and heat the remaining olive oil over medium heat.
6. Place one tortilla in the skillet, sprinkle with cheese, and add the vegetable mixture. Top with another tortilla.
7. Cook for 2-3 minutes on each side until the tortillas are golden and the cheese is melted.
8. Repeat with the remaining tortillas and filling.
9. Cut into wedges and serve warm.